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Managing today the uncertainties of tomorrow

Making a decision to seek financial advice as a means to help realize financial goals is a major step. The needs of today’s investor include advice in various financial areas that can go beyond asset allocation strategies.Today’s planning needs are expanding as a result of changing demographics and the COVID19 pandemic which remains a major upheaval in our daily lives. Questions such as the following are increasingly common for today’s individuals who are in, or close to retirement, and need advice.

  • What type of financial plan do I have for my future?
  • When should I take social security benefits?
  • How can I maximize total social security benefits between my spouse and me?
  • Should I sell my residence and move to a smaller house? What are my projected taxes if I do so?
  • What are the tax effects of converting my personal residence into a rental? Or converting my rental into a personal residence?
  • Should I diversify my assets away from rental property as I get older?
  • Should I consider a Roth IRA now?
  • What are the rules for inheriting an IRA?
  • What are the rules for passing IRA’s to beneficiaries?
  • Am I receiving an investment return that matches my risk tolerance? Is my return exceeding my inflationary - sensitive personal expenses?
Client Centered

We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

Recognizing that everyone encounters challenges along the way, we strive to anticipate and address those situations as they occur. We want to keep you on track toward a meaningful and purpose-driven financial future.

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