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Company Investment Philosophy

Company Investment Philosophy

 Our investment philosophy is centered around academic research and straightforward common-sense which investors can understand. We advocate an investment philosophy whose core principle is the commitment to goal-oriented investing rather than transaction-oriented investing. Since 2000, we have specialized in managing client portfolios using passive management strategies - a low-cost, diversified, and tax-efficient approach using funds designed to track indexes or market sectors instead of trying to outperform them, which is challenging mainly due to the added transaction and management costs involved. 


Why Are We Different?

Discipline to transaction-oriented brokerages and the financial press are dirty words - the more disciplined an investor is, the less trading is being done, and of course, less trading and advertising revenue received. The most potent investment strategy an investor can follow involves the simple act of compounded growth - earnings on earnings or interest on interest. The exponential impact of compounded growth can be staggering, but unless investors adopt a long-term investment approach, they may be doomed to engage in short-term speculative investing. Unfortunately, the excessive fees paid to someone to manage your investments, the costs of the investment vehicles used, and the cost of ineffective strategies may reduce the available market returns that may make your goals harder to reach.

 Here at Carr Wealth Management, we've helped clients since 2000 manage their investments with an unwavering dedication to long-term discipline. We help you reach your financial goals by providing access to a more efficient way of investing - lower fees, independence, tax knowledge, diversification, and a long-term disciplined approach.


Click To View Chart: Compounded Growth, How Fast Can Assets Grow?



Lower Fees

Lower Fees

The adage that "you-get-what-you-pay-for" may be true when it comes to just about every commodity or service. However, when it comes to investing, it may not be necessarily true. In fact, in most cases, there is an inverse relationship between the total fees and expenses and the actual investment return. Investment costs include the fees/commissions of an adviser/broker, the administrative costs of the brokerage/bank, and the operating costs of the investments themselves. Any additional costs and taxes to your investment strategy each year can significantly reduce accumulated balances - the amount you actually keep.

Independence

Independence

Independence assures that objectivity is a priority at all times. Carr Wealth Management, LLC, has no affiliations or obligations to any proprietary-product-selling company. We take pride in adding tremendous client value with knowledge, not products.

Tax Knowledge

Tax Knowledge

Tax consequences can play a significant role in your financial planning. The company's expertise tax planning and knowledge can help increase the likelihood of reaching your goals whether you are in the accumulation stage of the investment process, or you have begun receiving distributions during your retirement phase, or you have begun planning for the transfer of assets to heirs.

Tax preparation services are not offered by Carr Wealth Management, LLC, or affiliated advisers.

Investment products offered through Carr Wealth Management, LLC are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.

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