Security Policy

Carr Wealth Management, LLC, works exclusively with the institutional brokerage services of TD Ameritrade Institutional®, who act as custodian of client's funds. Their user-friendly online services and their state-of-the-art technology help make your investment experience more convenient and secure.

TD Ameritrade Asset Protection Guarantee

TD Ameritrade is committed to delivering to their clients one of the highest levels of security in the industry – at no cost to you. TD Ameritrade will reimburse you for the cash or shares of securities from your account that are lost as a result of unauthorized activity (cyberspace).

FDIC Insurance

Certificates of Deposit (CD’s) purchased through TD Ameritrade are issued by banks insured by the Federal Deposit Insurance Corporation (FDIC). In addition, cash held in your retirement accounts can be held in a TD Ameritrade FDIC Insured Deposit Account.

SIPC Protection

TD Ameritrade, Inc. is a member of the Securities Investor Protection Corporation (SIPC). Securities in your account are protected up to $500,000, which includes a $250,000 limit for cash. For details, see www.sipc.org. 

Additionally, TD Ameritrade provides each client $149.5 million worth of protection for securities and $2 million of protection for cash through supplemental coverage provided by London insurers. The TD Ameritrade supplemental coverage has an aggregate of $500 million over all customers. This policy provides coverage following brokerage insolvency and doest not protect against loss in market value of the securities.