Fiduciary Investment Management - Helping Clients For The Past 26 Years.
Is it possible to outsmart the markets? Is there any evidence that anyone can consistently predict price movements? CWM considers successful investing to be dependent on the investor’s ability to withstand short-term volatility. It’s a form of disciplined investing, but disciplined in relation to your goals, rather than holding onto an investment come rain or shine. A client's investment strategies will be a function of their objectives. Unless factors impacting their objectives change, we strive to remain disciplined, rebalance when necessary, and let the markets work for us rather than against us.
Anthony B. Carr’s Recent Blogs
The Roth IRA offers significant tax advantages that can generate tax savings year after year, but the primary deterrent is that taxes must be paid upfront on contributions or conversion amounts.
We are currently in a Middle East crisis, but, as with other major events, this situation will eventually be resolved; we don’t know how or when. It is because of these unpredictable and unexpected events that stock returns tend to outperform those of less risky investments.
We traditionally think of a loan as originating with a bank (or other investor) and going to the borrower (a person or business) – mortgages, student loans, credit cards, etc. However, when an individual purchases a bond, they become the investor.
The good news for investors is that they don’t need any special skills or expertise to achieve long-term investment growth. The most important trait is probably the hardest thing to sustain: discipline.
(925) 484-1671
anthony@carrwealth.com
Speculation is a zero-sum game, meaning one person's gain is another person's loss. Adhering to long-term investment principles should not result in losses for anyone. Investing in the markets isn’t a competition between a buyer and a seller. Investing is about risk and return, and markets have historically rewarded investors for the risk they accept, not for efforts to outsmart anybody.
.A Beneficiary IRA, also known as an Inherited IRA, is an Individual Retirement Account that is passed to a designated beneficiary after the original owner's death. The beneficiary can be a spouse, a child, another relative, or even an entity like a trust or charity.
INVESTING v. SPECULATING
Speculation is a zero-sum game, meaning one person's gain is another person's loss. Adhering to long-term investment principles should not result in losses for anyone. Investing in the markets isn’t a competition between a buyer and a seller. Investing is about risk and return, and markets have historically rewarded investors for the risk they accept, not for efforts to outsmart anybody.
INVESTING IN EFFICIENT MARKETS
Efficient Markets is essentially a theory about how market prices are determined, such as for stocks and bonds. It’s called a theory because it cannot be proven 100 percent; however, there is strong evidence supporting it, and common sense further reinforces it. It’s been the core of my investment philosophy for the past 26 years.
Market Review 2025:
US Stocks Ride Rocky Road to a Third Straight Year of Gains
Index Returns 2025:
Equity and Fixed Income index market returns and index-based premiums as of the most recent quarter end.
Power Of Compounded Returns
Compounding is a powerful force. When returns are reinvested, the investment’s value can grow exponentially over time.
Dimensional Fund Advisors LP (DFA)
Our predominant provider of low-cost, well-diversified, and tax-efficient Mutual Funds and ETFs is Dimensional Fund Advisors LP. DFA has shared the same investment philosophy since we began managing client investments. DFA is an independent investment company that I do not receive any compensation from, nor do I pay them anything directly. Please see the following quick one page slides, videos, and information about DFA and their investment products.
Please Contact Us
Carr Wealth Management, LLC
4695 Chabot Dr.,Ste. 200
Pleasanton, CA 94566
email: anthony@carrwealth.com
FINRA CRD#281343
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