Managing Tomorrow’s Uncertainties Today!

Fiduciary Investment Management

We consider real investing to be a form of disciplined investing, where discipline is applied to your goals rather than committing to an investment, regardless of market conditions. A simple “buy and hold” strategy may effectively lower trading costs, but expanding and improving on that cost advantage is possible. Once we’ve quantified our financial goals, it becomes easier to manage strategies, as we know our destination and the growth rate required to reach it. From there, it’s a matter of taking advantage of the market's natural process of rewarding investors for risk-taking, which involves constructing a well-diversified portfolio and having the discipline to reap the expected benefits. Taking advantage of the market’s historical process of rewarding long-term discipline is best accomplished through low-cost, well-diversified, and tax-efficient mutual funds.

Schedule A No-Charge Consulation

See Anthony Carr's Blogs

(925) 484-1671
anthony@carrwealth.com

Anthony B. Carr, CPA, CFP®, MBA
Fee-Only Investment Management
Independent Fiduciary
Personal Service
25 Years Of Managing Investments
CPA Investment Advice
401K Rollovers and Transfers

Rollovers & Transfers - Let Us Help!

Carr Wealth Management, LLC, has been an independent Fiduciary serving the Tri-Valley area for the past 26 years. We offer low-cost investment solutions to help you reach your retirement goals. Part of our process in serving clients involves facilitating the “rolling over” of employer accounts as efficiently as possible. We have the technical expertise to help facilitate the required paperwork and related statements.

Schedule A No-Charge consultation

Employer Plan Rollovers

A Rollover may be possible if you have left your employer for retirement or other reasons. We can help manage any employer retirement account that you would like to rollover into an IRA (deductible or non-deductible), including:

401K Rollovers/Roth 401K Rollovers
403B
457B
ESOP

If keeping your account at your former employer is permitted, the following questions should be answered:

a) What total costs do you pay for your account in your former employer's retirement plan? These costs include investment (retail funds) costs, management costs, transaction costs, and any other fees that are being charged directly or indirectly to you.

b) Does the current asset allocation in your retirement plan reflect your unique financial situation?

c) Do you have access to a source of financial knowledge that can help you make better-informed decisions in your retirement?

Transfers

Whether due to changing employers or choosing different investment opportunities, it's not uncommon to have accumulated several investments by the time one retires. While having many types of investments may be a positive accomplishment, examining whether there's a more efficient way to consolidate your investments can be beneficial. This approach can help avoid a record-keeping nightmare and provide clarity on your overall asset allocations, costs, and risks. Some potential advantages to consolidating your retirement accounts with Carr Wealth Management, LLC, are:

Uniform your investment strategy by clearly identifying how your objectives and goals match your investments and risk tolerance.
Consolidate your accounts as much as possible to save time and costs.
Take advantage of the lower costs provided by our competitive low-cost investment vehicles and fee-only cost structure.

Dimensional Fund Advisors LP (DFA)

Our predominant provider of low-cost, well-diversified, and tax-efficient Mutual Funds and ETFs is Dimensional Fund Advisors LP. DFA has shared the same investment philosophy since we began managing client investments. DFA is an independent investment company that I do not receive any compensation from, nor do I pay them anything directly. Please see the following quick one page slides, videos, and information about DFA and their investment products.