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INVESTMENT MANAGEMENT


Carr Wealth Management, LLC, is an independent, fee-only Registered Investment Advisory Firm. We manage investment portfolios for clients who seek objective, low-cost, and tax-efficient solutions from an experienced fiduciary. We have been providing high-quality service to the Tri-Valley area for over twenty-years. 


Click to View "Rollovers and Transfers" Page


Goal Oriented instead of Transaction-Oriented Strategies.

Passive Management Strategies - Letting the Markets Work For You!

Supported by Academic Evidence and Straightforward Common Sense! 


Company Videos

Straightforward Investment Principles

Investing is a complicated subject and involves many different principles, different vehicles, and different rules. No one chart can fully entail everything there is  to know about investing. However, as a lead into the subject of investing, the chart below provides powerful conclusions based on research dating back almost a century. I imagine evidence of the positive relationship between risk and return could go back when folks first began making decisions. To summarize:

1)  Long-Term Investing has been rewarded for the risks of investing in riskier assets - stocks v. bonds.
2) Stocks themselves can be segregated based on risk. Small cap stocks are generally riskier@ than large-cap stocks@, and the chart supports the greater premium received for accepting the greater risk.
3) Bonds can be divided between long-term bonds (riskier@) and short-term (T-Bills). 
4) Inflation can reduce long-term returns. Investment strategies should be built with the minimum expectation of outpacing inflation for the long-term.

@ Risk measured by Standard Deviation



Dimensional Fund Advisors® (DFA) is the primary investment company that we have used for the past twenty-years to provide the various diversified investment vehicles we offer including as Mutual Funds and Exchange Traded Funds (ETF's). 

Dimensional At A Glance 

View DFA's one-page summary: 'There's Stock Picking. There's Indexing. Then There's Dimensional Investing.'

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Here are a few of the brief DFA summary (one-pager) resources available to help investors become better informed about their investment objectives.

TIPS Can Help Investors Hedge Inflation

The Cost Of Trying To Time The Market

The Randomness Of Global Stock Returns



Tax Expertise

Investment decisions along with planning strategies share a common concern – taxes. Most of all financially-related decisions will involve some form of tax implications. The type of account you choose (i.e., Traditional v. Roth IRA), or the form of retirement distributions, taxable v. non-taxable, alternative minimum tax, etc. The company owner, Anthony B. Carr, CPA, CFP® has been an active Certified Public Accountant for the past 35 years. Although the firm does not prepare tax returns, the tax expertise can add significant value to the investing and planning functions performed for you.

 Click to View Tax Resource Center


 Fee-Only Service

Our compensation is derived from a fee-only cost structure which provides a working incentive for both myself and the client to invest and plan effectively. We do not receive commissions or any other type of income other than the fee-only compensation from planning and investment management. Our fees range between .08 and 1.25% depending on the value of assets managed. Please contact us for further information on our fee structure.

 

Independent Fiduciary

We believe that compliance with the fiduciary rule of “always acting in the client’s best interests” cannot be fully adopted if there are agreements with proprietary product selling companies and participation in contests to win prizes and awards. Other than the low-cost institutional mutual funds we use, we have no ties or obligations to any company that sells proprietary products. 


Investment products offered through Carr Wealth Management, LLC, are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.

RISKS
Investments involve risks. The investment return and principal value of an investment may fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original value. Past performance is not a guarantee of future results. There is no guarantee strategies will be successful.

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