Rollovers & Transfers

A benefit for our clients we take pride in is the efficiency and urgency to rollover or transfer accounts with other brokerages and employer- sponsored plans.

Individual Retirement Accounts (IRAs)

We manage all types of Individual Retirement Accounts, including Traditional, Rollover, Beneficiary (Inherited), Roth, and Custodial IRAs. Charles Schwab Co. is the custodian of the institutional investments we utilize for our clients.

We also manage clients:
Individual Accounts - Taxable brokerage accounts that enable tax management.
Joint Accounts - Taxable joint and community property brokerage accounts.
Trust Accounts - Revocable and Irrevocable Trust accounts.

Investment Choices

Investment Choices are offered through Public exchanges such as the New York Stock Exchange, American Stock Exchange, NASDAQ, and the London Stock Exchange. Public exchanges are organized platforms that enable their participants to trade in capital market investments, such as stocks and bonds. Some benefits of using public exchanges as opposed to Private markets are:

1)  Liquidity

2)  Regulation

3)  Transparency

4)  Diversification

Mutual Funds

A mutual fund is a financial vehicle in which shareholders put their money together to invest in securities (e.g., stocks, bonds, money market instruments). A mutual fund allows individuals to diversify their investments across many different assets, which helps spread out risk and makes it easier to build wealth over the long term.  

ETF’s

An ETF (exchange-traded fund) is a type of investment fund that holds a basket of assets, such as stocks, bonds, or commodities, and trades on a stock exchange like an individual stock. ETFs offer investors instant diversification, lower costs than some mutual funds, and can be bought and sold throughout the day. They are often created to track a market index (like the S&P 500) or a specific investment strategy, theme, or sector.  

Money Market Funds

A money market fund is a type of low-risk mutual fund that invests in short-term, high-quality debt securities, such as those issued by governments and highly-rated corporations.  

Certificates of Deposit (CDs)

A CD (Certificate of Deposit) is a savings account that pays a fixed interest rate for a set period of time (the term).  CDs typically offer higher interest rates than traditional savings or checking accounts in exchange for restricting access to your funds, as withdrawing money before the maturity date usually results in a penalty.  

Individual Stocks

 A stock is a share of ownership (or "equity") in a company, giving the owner a claim on its assets and earnings. Companies issue stock to raise money to fund operations, growth, or new projects. 

Investment Derivatives

The four major types of derivatives are Forwards, Futures, Options, and Swaps. These financial contracts derive their value from an underlying asset and serve purposes like risk hedging and speculation. These investments carry a higher risk than the average stock, but we help clients understand the associated risks and confirm that their risk tolerance aligns with their investment strategies. 

Investments involve risks. The investment return and principal value of an investment may fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original value. Past performance is not a guarantee of future results. Diversification neither assures a profit nor guarantees against loss in a declining market. There is no guarantee that strategies will be successful.