Managing Tomorrow’s Uncertainties Today!
Fiduciary Investment Management
We consider real investing to be a form of disciplined investing, where discipline is applied to your goals rather than committing to an investment, regardless of market conditions. A simple “buy and hold” strategy may effectively lower trading costs, but expanding and improving on that cost advantage is possible. Once we’ve quantified our financial goals, it becomes easier to manage strategies, as we know our destination and the growth rate required to reach it. From there, it’s a matter of taking advantage of the market's natural process of rewarding investors for risk-taking, which involves constructing a well-diversified portfolio and having the discipline to reap the expected benefits. Taking advantage of the market’s historical process of rewarding long-term discipline is best accomplished through low-cost, well-diversified, and tax-efficient mutual funds.
(925) 484-1671
anthony@carrwealth.com
Fee-Only Investment Management * Independent Fiduciary * Personal Service
Twenty-Five Years of Managing Client Investments * CPA for 38 Years
Individual Retirement Accounts (IRAs)
We manage all types of Individual Retirement Accounts, including Traditional, Rollover, Beneficiary (Inherited), Roth, and Custodial IRAs.
We also manage Individual, joint (non-qualified), and Living Trust brokerage accounts.
Investment Choices
Mutual Funds
A mutual fund is a financial vehicle in which shareholders put their money together to invest in securities (e.g., stocks, bonds, money market instruments). A mutual fund allows individuals to diversify their investments across many different assets, which helps spread out risk and makes it easier to build wealth over the long term.
ETF’s
An ETF (exchange-traded fund) is a type of investment fund that holds a basket of assets, such as stocks, bonds, or commodities, and trades on a stock exchange like an individual stock. ETFs offer investors instant diversification, lower costs than some mutual funds, and can be bought and sold throughout the day. They are often created to track a market index (like the S&P 500) or a specific investment strategy, theme, or sector.
Money Market Funds
A money market fund is a type of low-risk mutual fund that invests in short-term, high-quality debt securities, such as those issued by governments and highly-rated corporations.
Certificates of Deposit (CDs)
A CD (Certificate of Deposit) is a savings account that pays a fixed interest rate for a set period of time (the term). CDs typically offer higher interest rates than traditional savings or checking accounts in exchange for restricting access to your funds, as withdrawing money before the maturity date usually results in a penalty.
Individual Stocks
A stock is a share of ownership (or "equity") in a company, giving the owner a claim on its assets and earnings. Companies issue stock to raise money to fund operations, growth, or new projects.
Investment Derivatives
The four major types of derivatives are Forwards, Futures, Options, and Swaps. These financial contracts derive their value from an underlying asset and serve purposes like risk hedging and speculation. These investments carry a higher risk than the average stock, but we help clients understand the associated risks and confirm that their risk tolerance aligns with their investment strategies.
Investments involve risks. The investment return and principal value of an investment may fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original value. Past performance is not a guarantee of future results. Diversification neither assures a profit nor guarantees against loss in a declining market. There is no guarantee that strategies will be successful.
Dimensional Fund Advisors LP (DFA)
Our predominant provider of low-cost, well-diversified, and tax-efficient Mutual Funds and ETFs is Dimensional Fund Advisors LP. DFA has shared the same investment philosophy since we began managing client investments. DFA is an independent investment company that I do not receive any compensation from, nor do I pay them anything directly. Please see the following quick one page slides, videos, and information about DFA and their investment products.
Please Contact Us
Carr Wealth Management, LLC
4695 Chabot Dr.,Ste. 200
Pleasanton, CA 94566
email: anthony@carrwealth.com
FINRA CRD#281343
NO-CHARGE INITIAL CONSULTATION